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All Running LIC Plans Directory

Browse all 30+ active LIC plans with features, eligibility, bonus rates, and instant WhatsApp quote options.

LIC New Endowment Plan (Plan 714) TABLE 714 Endowment

LIC's New Endowment Plan

★ Guaranteed Savings + Reversionary Bonus
Entry Age: 8 to 55 Years
Policy Term: 12 to 35 Years
Min. Sum Assured: ₹1,00,000
Tax Free: Sec 10(10D) & 80C

LIC's flagship traditional savings plan that provides a great combination of protection and financial savings with annual simple reversionary bonuses.

LIC New Jeevan Anand (Plan 715) TABLE 715 Endowment

LIC's New Jeevan Anand

★ Double Benefit: Maturity + Cover till 100
Entry Age: 18 to 50 Years
Policy Term: 15 to 35 Years
Min. Sum Assured: ₹1,00,000
Tax Free: Sec 10(10D) & 80C

India's most popular double-benefit policy. Gives full maturity lump sum with bonus at term end, PLUS free life risk coverage continues till age 100.

LIC Jeevan Lakshya (Plan 733) TABLE 733 Endowment

LIC's Jeevan Lakshya

★ 10% Annual Family Income on Demise
Entry Age: 18 to 50 Years
Policy Term: 13 to 25 Years
Min. Sum Assured: ₹1,00,000
Tax Free: Sec 10(10D) & 80C

Special limited-premium endowment plan dedicated to child education. On demise of parent, 10% SA paid every year to family and full SA + bonus at maturity.

LIC Jeevan Labh (Plan 736) TABLE 736 Endowment

LIC's Jeevan Labh

★ Highest Bonus & Shortest Premium Term
Entry Age: 8 to 59 Years
Policy Term: 16, 21, 25 Years
Min. Sum Assured: ₹2,00,000
Tax Free: Sec 10(10D) & 80C

LIC's highest return limited premium paying endowment plan. Pay premiums for 10, 15, or 16 years and enjoy massive returns on maturity.

LIC Micro Bachat (Plan 751) TABLE 751 Endowment

LIC's Micro Bachat

★ Affordable Savings with Loyalty Addition
Entry Age: 18 to 55 Years
Policy Term: 10 to 15 Years
Min. Sum Assured: ₹50,000
Tax Free: Sec 10(10D) & 80C

Affordable micro insurance endowment plan designed for low-income and budget-conscious individuals offering life protection and loyalty additions.

LIC Bima Jyoti (Plan 760) TABLE 760 Endowment

LIC's Bima Jyoti

★ Guaranteed ₹50/1000 SA Addition Every Year
Entry Age: 90 days to 60 Years
Policy Term: 15 to 20 Years
Min. Sum Assured: ₹1,00,000
Tax Free: Sec 10(10D) & 80C

Non-linked, non-participating guaranteed return endowment policy offering guaranteed additions of ₹50 per ₹1,000 Sum Assured throughout the policy term.

LIC New Bima Jyoti (Plan 890) TABLE 890 Endowment

LIC's New Bima Jyoti

★ Guaranteed High Returns on Maturity
Entry Age: 90 days to 60 Years
Policy Term: 15 to 20 Years
Min. Sum Assured: ₹1,00,000
Tax Free: Sec 10(10D) & 80C

Enhanced guaranteed addition endowment plan providing fixed maturity returns and comprehensive life cover for conservative investors.

LIC Jeevan Azad (Plan 768) TABLE 768 Endowment

LIC's Jeevan Azad

★ Pay Premium for (Term - 8) Years Only
Entry Age: 90 days to 50 Years
Policy Term: 15 to 20 Years
Min. Sum Assured: ₹2,00,000
Tax Free: Sec 10(10D) & 80C

Limited premium payment endowment plan where you pay premium for (Policy Term minus 8 years) with high financial security.

LIC Jan Suraksha (Plan 880) TABLE 880 Endowment

LIC's Jan Suraksha

★ Low Cost Complete Family Protection
Entry Age: 18 to 55 Years
Policy Term: 10 to 20 Years
Min. Sum Assured: ₹1,00,000
Tax Free: Sec 10(10D) & 80C

Low-cost mass market endowment plan designed to provide complete life protection and disciplined savings for everyday households.

LIC Jeevan Sathi (Plan 889) TABLE 889 Endowment

LIC's Jeevan Sathi

★ Joint Life Cover for Husband & Wife
Entry Age: 18 to 50 Years
Policy Term: 15 to 30 Years
Min. Sum Assured: ₹2,00,000
Tax Free: Sec 10(10D) & 80C

Joint life endowment assurance covering both husband and wife under a single policy with uninterrupted protection for surviving spouse.

LIC Nav Jeevan Shree (Plan 912) TABLE 912 Endowment

LIC's Nav Jeevan Shree

★ Guaranteed Additions for HNI Investors
Entry Age: 8 to 55 Years
Policy Term: 10 to 25 Years
Min. Sum Assured: ₹5,00,000
Tax Free: Sec 10(10D) & 80C

High Sum Assured individual endowment plan providing guaranteed additions, attractive premium rebates, and premier financial growth.

LIC Single Premium Endowment (Plan 717) TABLE 717 Endowment

LIC's Single Premium Endowment

★ Pay Once & Enjoy 25 Yrs Growth
Entry Age: 90 days to 65 Years
Policy Term: 10 to 25 Years
Min. Sum Assured: ₹50,000
Tax Free: Sec 10(10D) & 80C

Pay premium just once and enjoy complete life protection and compound bonus growth over a term of 10 to 25 years.

LIC New Money Back Plan – 20 Year (Plan 720) TABLE 720 Money Back

LIC's New Money Back Plan – 20 Year

★ 20% at 5th, 10th, 15th Year + 40% Maturity
Entry Age: 13 to 50 Years
Policy Term: 20 Years (PPT: 15 Yrs)
Min. Sum Assured: ₹1,00,000
Tax Free: Sec 10(10D) & 80C

Classic participating 20-year money back plan offering regular liquidity every 5 years with full life insurance protection throughout the 20-year policy term.

LIC New Money Back Plan – 25 Year (Plan 721) TABLE 721 Money Back

LIC's New Money Back Plan – 25 Year

★ 15% at 5th, 10th, 15th, 20th + 40% Maturity
Entry Age: 13 to 45 Years
Policy Term: 25 Years (PPT: 20 Yrs)
Min. Sum Assured: ₹1,00,000
Tax Free: Sec 10(10D) & 80C

25-year participating money back plan with 4 regular survival payouts of 15% each and 40% lump sum with bonuses at maturity.

LIC Jeevan Umang (Plan 745) TABLE 745 Money Back

LIC's Jeevan Umang

★ 8% Annual Guaranteed Income till Age 99
Entry Age: 90 days to 55 Years
Policy Term: Till Age 100
Min. Sum Assured: ₹2,00,000
Tax Free: Sec 10(10D) & 80C

Participating whole life plan providing 8% of Sum Assured guaranteed cash benefit every year after premium paying term until age 99, and full sum assured + bonus at age 100.

LIC Bima Shree (Plan 748) TABLE 748 Money Back

LIC's Bima Shree

★ Guaranteed ₹55/1000 SA + Regular Cashbacks
Entry Age: 8 to 55 Years
Policy Term: 14, 16, 18, 20 Years
Min. Sum Assured: ₹10,00,000
Tax Free: Sec 10(10D) & 80C

Premier money back plan for High Net-Worth Individuals with Guaranteed Additions of ₹50 to ₹55 per thousand SA and periodic cashbacks.

LIC Bima Ratna (Plan 764) TABLE 764 Money Back

LIC's Bima Ratna

★ Guaranteed ₹50/1000 SA + Liquidity Milestone
Entry Age: 90 days to 55 Years
Policy Term: 15, 20, 25 Years
Min. Sum Assured: ₹5,00,000
Tax Free: Sec 10(10D) & 80C

Non-linked, non-participating limited premium money back plan with Guaranteed Additions of ₹50 per thousand SA and periodic cashbacks.

LIC Jeevan Utsav (Plan 771) TABLE 771 Money Back

LIC's Jeevan Utsav

★ 10% Annual Guaranteed Income for Whole Life
Entry Age: 90 days to 65 Years
Policy Term: Whole Life (PPT: 5-16 Yrs)
Min. Sum Assured: ₹5,00,000
Tax Free: Sec 10(10D) & 80C

LIC's blockbuster whole life guaranteed income plan offering 10% of Sum Assured guaranteed payout every year for lifetime from end of deferment period!

LIC Bima Platinum (Plan 770) TABLE 770 Money Back

LIC's Bima Platinum

★ High Bonus Accumulation & Capital Growth
Entry Age: 8 to 50 Years
Policy Term: 15 to 20 Years
Min. Sum Assured: ₹5,00,000
Tax Free: Sec 10(10D) & 80C

Exclusive wealth accumulation and periodic cashback insurance policy offering high capital growth and milestone liquidity.

LIC Bima Laxmi (Plan 881) TABLE 881 Money Back

LIC's Bima Laxmi

★ Special Periodic Cashbacks & Life Security
Entry Age: 18 to 55 Years
Policy Term: 15 to 25 Years
Min. Sum Assured: ₹2,00,000
Tax Free: Sec 10(10D) & 80C

Dedicated financial security and periodic cashback policy designed for women and family prosperity with special discounts and health riders.

LIC New Children’s Money Back Plan (Plan 732) TABLE 732 Children

LIC's New Children’s Money Back Plan

★ Payouts at Age 18, 20, 22 + Maturity at 25
Entry Age: 0 to 12 Years (Child)
Policy Term: (25 - Age) Years
Min. Sum Assured: ₹1,00,000
Tax Free: Sec 10(10D) & 80C

Participating child money back plan that pays periodic survival benefits at crucial educational milestone ages (18, 20, 22 years) and lump sum maturity with bonus at age 25.

LIC Jeevan Tarun (Plan 734) TABLE 734 Children

LIC's Jeevan Tarun

★ Flexible Higher Education Milestones
Entry Age: 90 days to 12 Years
Policy Term: (25 - Age) Years
Min. Sum Assured: ₹75,000
Tax Free: Sec 10(10D) & 80C

Specially designed child plan offering 4 flexible survival benefit payout options between ages 20 to 24 and maturity at age 25 to match specific educational goals.

LIC LIC’s Amritbaal (Plan 774) TABLE 774 Children

LIC's LIC’s Amritbaal

★ Guaranteed ₹80/1000 SA Addition Every Year
Entry Age: 30 days to 13 Years
Policy Term: 10 to 25 Years
Min. Sum Assured: ₹2,00,000
Tax Free: Sec 10(10D) & 80C

Non-linked, non-participating high guaranteed addition child savings plan offering an unprecedented Guaranteed Addition of ₹80 per thousand Sum Assured every year!

LIC Saral Jeevan Bima (Plan 859) TABLE 859 Term

LIC's Saral Jeevan Bima

★ Standard Low-Cost Pure Life Insurance
Entry Age: 18 to 65 Years
Policy Term: 5 to 40 Years
Min. Sum Assured: ₹5,00,000
Tax Free: Sec 10(10D) & 80C

Standard individual pure risk life insurance plan with simple terms and conditions mandated by IRDAI to provide guaranteed protection.

LIC New Jeevan Amar (Plan 955) TABLE 955 Term

LIC's New Jeevan Amar

★ High Cover + Non-Smoker Discount
Entry Age: 18 to 65 Years
Policy Term: 10 to 40 Years
Min. Sum Assured: ₹25,00,000
Tax Free: Sec 10(10D) & 80C

LIC's flagship offline term insurance policy offering comprehensive life cover at affordable rates with special discounted premiums for non-smokers and women.

LIC Yuva Term (Plan 875) TABLE 875 Term

LIC's Yuva Term

★ Special Discounted Premiums for Ages 18-45
Entry Age: 18 to 45 Years
Policy Term: 10 to 40 Years
Min. Sum Assured: ₹50,00,000
Tax Free: Sec 10(10D) & 80C

Specially designed pure term life insurance product for young professionals, entrepreneurs, and earners offering low entry premiums and high financial leverage.

LIC Yuva Credit Life (Plan 877) TABLE 877 Term

LIC's Yuva Credit Life

★ Decreasing Cover Protecting Loans
Entry Age: 18 to 45 Years
Policy Term: 5 to 30 Years
Min. Sum Assured: ₹50,00,000
Tax Free: Sec 10(10D) & 80C

Pure term insurance product with decreasing sum assured specifically structured to cover home loans, vehicle loans, and business liabilities.

LIC Bima Kavach (Plan 887) TABLE 887 Term

LIC's Bima Kavach

★ Full Family Security Shield
Entry Age: 18 to 60 Years
Policy Term: 10 to 35 Years
Min. Sum Assured: ₹20,00,000
Tax Free: Sec 10(10D) & 80C

Complete pure risk protection plan offering extensive coverage for breadwinners with flexible payment schedules and critical illness add-ons.

LIC Jeevan Raksha (Plan 894) TABLE 894 Term

LIC's Jeevan Raksha

★ High Protection at Budget Premiums
Entry Age: 18 to 55 Years
Policy Term: 10 to 30 Years
Min. Sum Assured: ₹10,00,000
Tax Free: Sec 10(10D) & 80C

Affordable pure protection term plan offering substantial life coverage at low budget premiums for individuals and self-employed professionals.

LIC New Tech-Term (Plan 954) TABLE 954 Term

LIC's New Tech-Term

★ Direct Online High Sum Assured Cover
Entry Age: 18 to 65 Years
Policy Term: 10 to 40 Years
Min. Sum Assured: ₹50,00,000
Tax Free: Sec 10(10D) & 80C

LIC's online exclusive pure term assurance plan offering lowest premium rates without intermediary commission, with coverage up to age 80.

LIC New Jeevan Shanti (Plan 758) TABLE 758 Pension

LIC's New Jeevan Shanti

★ Guaranteed Lifetime Pension Rates Fixed Today
Entry Age: 30 to 79 Years
Policy Term: Deferment: 1 to 12 Years
Min. Sum Assured: Min Price: ₹1,50,000
Tax Free: Sec 10(10D) & 80C

One-time investment deferred annuity plan where you invest today and start receiving guaranteed lifetime pension after a deferment period of 1 to 12 years.

LIC Jeevan Akshay-VII (Plan 857) TABLE 857 Pension

LIC's Jeevan Akshay-VII

★ Pension Starts Immediately Next Month for Life
Entry Age: 30 to 85 Years
Policy Term: Lifetime Immediate
Min. Sum Assured: Min Price: ₹1,00,000
Tax Free: Sec 10(10D) & 80C

Immediate annuity plan where you deposit a one-time purchase price and your guaranteed pension starts immediately from next month for the rest of your life.

LIC Saral Pension (Plan 862) TABLE 862 Pension

LIC's Saral Pension

★ 100% Return of Purchase Price to Nominee
Entry Age: 40 to 80 Years
Policy Term: Lifetime Immediate
Min. Sum Assured: Min Price: ₹1,00,000
Tax Free: Sec 10(10D) & 80C

IRDAI-standardized immediate annuity plan offering transparent, fixed lifetime pension with 100% Return of Purchase Price to the nominee.

LIC Smart Pension (Plan 879) TABLE 879 Pension

LIC's Smart Pension

★ Customized Annuity Streams for Peaceful Living
Entry Age: 25 to 70 Years
Policy Term: Customized Deferment
Min. Sum Assured: Min Price: ₹2,00,000
Tax Free: Sec 10(10D) & 80C

Customizable retirement accumulation and pension solution allowing individuals to create tailored annuity cash flows for post-retirement financial independence.

LIC LIC’s SIIP (Plan 752) TABLE 752 ULIP

LIC's LIC’s SIIP

★ Market-Linked High Growth + Life Protection
Entry Age: 90 days to 65 Years
Policy Term: 10 to 25 Years
Min. Sum Assured: 10x Annualized Premium
Tax Free: Sec 10(10D) & 80C

Regular premium unit linked plan combining investment in equity/debt markets with guaranteed additions and life insurance protection.

LIC LIC’s Nivesh Plus (Plan 849) TABLE 849 ULIP

LIC's LIC’s Nivesh Plus

★ One-Time Investment with 4 Dynamic Funds
Entry Age: 90 days to 70 Years
Policy Term: 10 to 25 Years
Min. Sum Assured: 1.25x or 10x Single Premium
Tax Free: Sec 10(10D) & 80C

One-time investment unit linked plan providing market-linked wealth creation, guaranteed additions, and life insurance coverage.

LIC LIC’s Index Plus (Plan 873) TABLE 873 ULIP

LIC's LIC’s Index Plus

★ Nifty 50 & Nifty Next 50 Benchmark Growth
Entry Age: 90 days to 60 Years
Policy Term: 10 to 25 Years
Min. Sum Assured: 7x or 10x Annualized Premium
Tax Free: Sec 10(10D) & 80C

Unit-linked regular premium plan investing in benchmark index funds (Nifty 50 and Nifty Next 50 index) for transparent stock market compounding.

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