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LIC's Running Money Back Plans

Regular Guaranteed Cash Flow at Fixed Intervals + Complete Life Protection.

Money Back Plans - Quick Reference Directory (8 Running Plans)
# Plan Name Table No. Category Key Feature Action
1 LIC's New Money Back Plan – 20 Year Plan 720 Money Back 20% at 5th, 10th, 15th Year + 40% Maturity View Details
2 LIC's New Money Back Plan – 25 Year Plan 721 Money Back 15% at 5th, 10th, 15th, 20th + 40% Maturity View Details
3 LIC's Jeevan Umang Plan 745 Money Back 8% Annual Guaranteed Income till Age 99 View Details
4 LIC's Bima Shree Plan 748 Money Back Guaranteed ₹55/1000 SA + Regular Cashbacks View Details
5 LIC's Bima Ratna Plan 764 Money Back Guaranteed ₹50/1000 SA + Liquidity Milestone View Details
6 LIC's Jeevan Utsav Plan 771 Money Back 10% Annual Guaranteed Income for Whole Life View Details
7 LIC's Bima Platinum Plan 770 Money Back High Bonus Accumulation & Capital Growth View Details
8 LIC's Bima Laxmi Plan 881 Money Back Special Periodic Cashbacks & Life Security View Details
LIC New Money Back Plan – 20 Year (Plan 720) TABLE 720 Money Back

LIC's New Money Back Plan – 20 Year

★ 20% at 5th, 10th, 15th Year + 40% Maturity
Entry Age: 13 to 50 Years
Policy Term: 20 Years (PPT: 15 Yrs)
Min. Sum Assured: ₹1,00,000
Tax Free: Sec 10(10D) & 80C

Classic participating 20-year money back plan offering regular liquidity every 5 years with full life insurance protection throughout the 20-year policy term.

LIC New Money Back Plan – 25 Year (Plan 721) TABLE 721 Money Back

LIC's New Money Back Plan – 25 Year

★ 15% at 5th, 10th, 15th, 20th + 40% Maturity
Entry Age: 13 to 45 Years
Policy Term: 25 Years (PPT: 20 Yrs)
Min. Sum Assured: ₹1,00,000
Tax Free: Sec 10(10D) & 80C

25-year participating money back plan with 4 regular survival payouts of 15% each and 40% lump sum with bonuses at maturity.

LIC Jeevan Umang (Plan 745) TABLE 745 Money Back

LIC's Jeevan Umang

★ 8% Annual Guaranteed Income till Age 99
Entry Age: 90 days to 55 Years
Policy Term: Till Age 100
Min. Sum Assured: ₹2,00,000
Tax Free: Sec 10(10D) & 80C

Participating whole life plan providing 8% of Sum Assured guaranteed cash benefit every year after premium paying term until age 99, and full sum assured + bonus at age 100.

LIC Bima Shree (Plan 748) TABLE 748 Money Back

LIC's Bima Shree

★ Guaranteed ₹55/1000 SA + Regular Cashbacks
Entry Age: 8 to 55 Years
Policy Term: 14, 16, 18, 20 Years
Min. Sum Assured: ₹10,00,000
Tax Free: Sec 10(10D) & 80C

Premier money back plan for High Net-Worth Individuals with Guaranteed Additions of ₹50 to ₹55 per thousand SA and periodic cashbacks.

LIC Bima Ratna (Plan 764) TABLE 764 Money Back

LIC's Bima Ratna

★ Guaranteed ₹50/1000 SA + Liquidity Milestone
Entry Age: 90 days to 55 Years
Policy Term: 15, 20, 25 Years
Min. Sum Assured: ₹5,00,000
Tax Free: Sec 10(10D) & 80C

Non-linked, non-participating limited premium money back plan with Guaranteed Additions of ₹50 per thousand SA and periodic cashbacks.

LIC Jeevan Utsav (Plan 771) TABLE 771 Money Back

LIC's Jeevan Utsav

★ 10% Annual Guaranteed Income for Whole Life
Entry Age: 90 days to 65 Years
Policy Term: Whole Life (PPT: 5-16 Yrs)
Min. Sum Assured: ₹5,00,000
Tax Free: Sec 10(10D) & 80C

LIC's blockbuster whole life guaranteed income plan offering 10% of Sum Assured guaranteed payout every year for lifetime from end of deferment period!

LIC Bima Platinum (Plan 770) TABLE 770 Money Back

LIC's Bima Platinum

★ High Bonus Accumulation & Capital Growth
Entry Age: 8 to 50 Years
Policy Term: 15 to 20 Years
Min. Sum Assured: ₹5,00,000
Tax Free: Sec 10(10D) & 80C

Exclusive wealth accumulation and periodic cashback insurance policy offering high capital growth and milestone liquidity.

LIC Bima Laxmi (Plan 881) TABLE 881 Money Back

LIC's Bima Laxmi

★ Special Periodic Cashbacks & Life Security
Entry Age: 18 to 55 Years
Policy Term: 15 to 25 Years
Min. Sum Assured: ₹2,00,000
Tax Free: Sec 10(10D) & 80C

Dedicated financial security and periodic cashback policy designed for women and family prosperity with special discounts and health riders.

Parveen Kumar Jain
35+ YEARS ESTABLISHED ADVISORY

Need Help Selecting the Best LIC Plan for Your Family?

Consult Parveen Kumar Jain (MDRT USA, Chairman Club Member). Get customized quotation comparison, tax calculation, and free doorstep service across Delhi NCR.

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